In New Jersey, teachers and educational support professionals contribute a percentage of their salary and receive credit for the time they serve public school students in a pension plan that provides a guaranteed income in retirement. This is deferred compensation that members earn as part of their compensation package. Providing quality health benefits for public school employees does not just benefit the employee and their families; they are also critical to protecting students’ health.
An accident at work means a person may not be able to go back to work for a significant period of time, or not at all. He or she may be eligible for an accidental disability pension. If the person is denied an accidental pension he or she can still get an ordinary disability pension. All three types of pensions have different requirements but they all share one thing: the promise of help when you're disabled and unable to work!
If your employer has paid into the state's retirement system, then you are automatically covered by it. You do not need to apply for this type of pension. However, if you want to receive a regular pension after being injured on the job, you must apply for it. This is called an "ordinary" disability pension.
Each part of the pension system has slightly different rules. You need to know what your rights are when dealing with the pension system. The two types of disability pensions available to those that are considered public employees of New Jersey are accidental disability or ordinary disability.
The requirements that must be met in order for a public employee to be eligible for an ordinary or accidental disability pension under one of the state pension systems:
While these pension plans have comparable defined benefits and eligibility criteria, each has its own unique characteristics that are distinct to the membership they serve.
According to the handbooks of the Public Employees Retirement System ("PERS") and the Teachers Pension and Annuity Fund ("TPAF"), an employee must meet the following criteria to qualify for ordinary disability retirement:
A member must meet the following criteria to be eligible for accidental disability retirement:
New Jersey disability pension appeals lawyers have seen cases where people who were granted benefits by the Social Security Administration (SSA) were denied by the State of New Jersey. We've seen how some of those decisions are made, and what steps you can take to make sure your case gets the attention it deserves.
We see this happen, and it is too often the case that the decision to deny is both unfair and violates workers’ rights. Our legal team will help you to understand why New Jersey disability pension claims are denied and assist you in you have any questions regarding a potential case.